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Aerosync

America's on-ramp for modern bank payments

One easy flow to connect customer banks, verify account ownership, and retrieve payment-ready data.

Convert more

Convert 20% more users with API-based connections that build trust and onboard new users in seconds.

Sell more

Increase approvals and lower returns by verifying accounts and pulling real-time balances.

Earn more

Route more traffic to pay by bank to cut down on processing costs and returned payments.

“We love Aerosync. Its suite of tools have allowed PrizePicks to greatly increase customer conversions while simultaneously lowering costs on ACH returns and bad data.”

Jay Deuskar
Co-Founder & CTO
How it works

Aerosync user experience

With Aerosync’s embedded flow, new users set up ACH payments in under 15 seconds.

1. Connect a bank account

Securely link your bank account in seconds via open banking. Use biometrics or OAuth to connect directly and instantly enable ACH payments.

2. Verify the account details

Aerosync retrieves verified account details and bank ownership, then confirms the available balance before initiating ACH payments. These credentials and account details are encrypted and tokenized, so sensitive data is never exposed.

3. Power future transactions

One secure connection powers every future transaction, reducing friction and improving payment performance over time.

Add high-performing bank connections

Easily customize and optimize everything from UX to bank availability. Then, watch customer adoption soar.

Boost user confidence by adding your brand to the flow
Toggle bank availability across 12k+ U.S. institutions
Securely save new connections for 1-click payments
Instantly onboard millions of AeroNetwork users

Turn pay by bank into profits

Aerosync delivers real-time account data that's accurate and reliable, so you can effectively scale pay by bank.

40%+ less R03 (No Account) returns
65%+ less R04 (Invalid Account) returns
98% bank data retrieval success

Join America's fastest-growing pay by bank network

Instant onboarding

Build a network of saved customers for instant onboarding and 1-click checkouts.

Millions strong

A new user joins our network every 15 seconds. Recognize them instantly.

Compounding value

Shared network data makes every payment smarter to uplift conversion, predict risk, and prevent fraud.

Secure, compliant, and enterprise-ready

Modern open banking standards

FDX-aligned, consent-driven connections ensure compliant data access and future-proof your integration as regulations evolve.

Financial data protection

Tokenized account data, strict data handling, and no PII resale reduce your compliance burden and keep user information secure.

Built-in authentication and security

OAuth, MFA, and native biometrics like Face ID and Touch ID secure every connection and returning session.

Proven reliability at scale

99.9%+ uptime and consistent performance, even during peak traffic and high-volume events.

Integrate in 1 day (or less)

Configure your widget and access simple, but powerful APIs to start building today.

Launch in minutes

Drop the Aerosync widget into your app using our Web, iOS, Android, or React Native SDKs.

One API for financial data

Retrieve account numbers, routing numbers, balances, identity details, and transaction history through a single normalized API.

Event-driven architecture

Webhooks deliver real-time updates for account refreshes, payment status changes, and authentication events — so your system stays in sync.

Our team makes it easy

Work as closely as needed with our technical experts. Whether you're testing a new project or scaling an enterprise integration, our team helps you get live and scale quickly with dedicated implementation support.

Launch your most successful bank payments