By clicking Accept, you agree to the storing of cookies on your device to enhance site navigation, analyze site usage, and assist in our marketing efforts. View our Privacy Pprivacy poprivacy policy for more information.
Aerosync

Make confident financial decisions with
real-time financial data

Aerosync securely connects user financial accounts through open banking. One integration gives you permissioned data access for smarter payments, decisioning, underwriting, and more.

Connect more accounts.
Unlock better insights.

Instant authentication

New users connect and verify their financial account in under 10 seconds.

Reliable data

Retrieve balance, cash flow, and identity data from over 12,000 banks and credit unions.

Smarter decisions

Make confident underwriting, onboarding, and payment decisions with real-time financial data.

How it works

Authenticate and connect

in under 10 seconds

Finflow app — light theme Finflow app — dark theme
Branded experience

Designed for your brand.
Built to convert.

White-label your authentication flow to build trust and improve account connection rates.

Reduce total onboarding time by 26%
Increase successful account connections
Build trust with branded onboarding
Optimize conversion with A/B testing
Manual verification

Connect any bank account
without micro-deposits

Enable manual verification for edge cases where open connections aren’t available. Aerosync instantly authenticates 98% of US banks without micro-deposits.

Increase onboarding completion
Verify instantly without micro-deposits
Reduce failed or risky account submissions
Expand account-linking coverage
Instant data access

Access real-time data,
straight from the source

Instantly retrieve financial data to verify accounts, understand behavior, and make smarter decisions.

Real-time cash flow, identity, and dynamic balance data
2 years of historical spending, income, and cash flow data
Persistent connections with re-linking flows
Industry-leading data retrieval latency
Customer stories

“We love Aerosync. Its suite of tools have allowed PrizePicks to greatly increase customer conversions while simultaneously lowering costs on ACH returns and bad data.”

Jay Deuskar
Co-Founder & CTO
Network

The most powerful network,
that keeps getting stronger

The Aeropay Network is home to over 50 million users, billions of relevant data points, and endless opportunities to improve conversion and performance.

Powering smarter
financial experiences

Cash flow underwriting

Make faster, more accurate
lending decisions

Go beyond static credit data with Aerosync’s instant financial insights.

Link borrower accounts instantly
Reduce onboarding friction and improve application completion
Access 24 months of financial history
Assess affordability beyond traditional credit signals
Continuously refresh account insights
Monitor changing risk across the loan lifecycle
Fintechs

Build modern and seamless
financial experiences

Connect financial accounts in seconds
Increase onboarding conversion
Access live and historical financial data
Power underwriting, risk, and personalization
Reuse persistent bank connections
Create seamless returning-user experiences
Payments

Scale bank payments
your customers will love

One easy flow to connect customer banks, verify account ownership, and retrieve payment-ready data.

Verify users instantly
Increase funded account conversion without micro-deposits
Create sticky customers
Move users from account connection to payment in seconds
Transfer funds with less return risk
Lower bad data returns by up to 65%
Banks and credit unions

Grow deposits quickly
with easy onboarding

Reduce onboarding friction and accelerate funding with instant account verification.

Verify users instantly
Increase funded account conversion without micro-deposits
Fund accounts faster
Move users from onboarding to deposit in seconds
Reduce ACH return risk
Lower bad data returns by up to 65%
Easy integration

All you need is a
developer and a day

Bring your users with you

Access unlimited user migrations for your existing bank connections via API.

View API docs →

Customize everything

Control branding, available institutions, and user journeys with multiple widget configurations tailored to your brand.

Integrate and make calls today

All you need is a developer and a day to get started. Test an Aerosync integration live in the sandbox today.

Start building →
Instant data access

Connect bank accounts,
without breaking the bank

Instantly retrieve financial data to verify accounts, understand behavior, and make smarter decisions.

No overage fees, no monthly fees
Fewer redundant API charges
Lower first-time auth costs
One charge for auth + identity