How we became iGaming’s fastest-growing pay by bank network

In online gaming, every second and every cent matters. Whether you’re launching a sweepstakes app, scaling a DFS platform into new jurisdictions, or expanding a social casino brand across multiple states, payments are one of the most critical parts of the operation.

At Aeropay, we’ve had a front-row seat to how gaming operators build. They're fast, resourceful, and constantly optimizing. But the reality is, payments remain a bottleneck. High processing fees, failed transactions, fragmented onboarding experiences, and compliance burdens all eat into growth and margins.

Aeropay was built to remove that friction. And today, we’re proud to be the fastest-growing pay by bank provider in U.S. gaming — trusted by operators not just for affordability, but for reliability, security, and scale.

Here’s why…

Economics that make sense 

Most operators don’t need to be convinced that pay-by-bank is more affordable than card networks or legacy ACH rails. What they do need is a solution that actually works at scale — one that doesn’t just lower interchange, but improves top-of-funnel success.

That’s where Aeropay delivers. Our bank payment rails allow operators to:

• Consistently reduce transaction costs and reliance on card networks
• Unlock higher authorization rates through smarter network-level intelligence
• Prevent revenue leakage from false declines and fraud-related churn

In one recent example, we helped an Aeropay client increase revenue by $42 million over 1 year because switching to Aeropay resulted in 20% higher transaction acceptance.

A frictionless experience for new and returning players 

Payments should never be the reason a user abandons their session. Yet in many gaming flows, that’s exactly what happens — especially when return users are asked to re-link accounts, reverify identities, or get bounced through third-party redirects.

Aeropay streamlines that entire experience. Our platform enables one-time bank linking through over 12,000 supported institutions, with fast, mobile-optimized flows designed specifically for gaming use cases. Players don’t need to re-authenticate on each visit. They land in an operator-branded, seamless checkout that mirrors the core app experience.

We’ve consistently seen operators improve user retention and deposit conversion just by removing the friction from returning user flows and adapting the experience to player behavior. This can mean approving more good transactions, intuitively recognizing VIPs, adding one-click deposits/withdrawals, or all of the above. 

Infrastructure that’s actually built for gaming

Most payment providers treat online gaming as an edge case. Aeropay was designed from day one to support complex, compliance-driven verticals like gaming.

This focus shows up across every part of the product:

• Onboarding flows that account for multi-jurisdictional licensing rules
• Dynamic fraud detection powered by actual gaming data patterns
• A risk engine that distinguishes between high-value users and bonus abusers

Gaming operators tell us they don’t have to “train” Aeropay on how their platform works, because we already understand the nuances. We know the difference between a first-time funded user and a returning high-volume depositor. We recognize the urgency of real-time payouts and the importance of reducing support tickets tied to payment delays. And we’ve designed our infrastructure accordingly.

Transparent pricing aligned with operator outcomes

Too often, pricing associated with payments is opaque. Operators get quoted one rate, only to discover hidden markups, volume-based resets, or third-party platform fees buried in the fine print.

Aeropay operates differently. Our pricing is simple, predictable, and aligned with operator success. There are no surprise margin grabs on trusted users. No re-bundled infrastructure. We’ve built our own rails, and we stand behind the performance.

One differentiator is our Trusted User Program, which gives operators the ability to assign different risk levels to users based on behavior and history. Frequent, verified users are routed through lower-cost flows. New or higher-risk users are handled with additional guardrails. Bad actors are blocked across the network in real time. The result is a smarter, more affordable model — without compromising safety or compliance.

The Network delivering compounding value

Most Americans use 3+ gaming apps, meaning there is significant crossover between platforms. Aeropay’s Network has coverage across most of the player user base, meaning faster deposits for more players. 

This gives gaming operators:

• 25% faster TTFD (Time to First Deposit) for Network-recognized players
• Ability to route trusted users to lower-cost flows
• Network-blocked bad actors
• Network-driven risk assessment with optimal fraud prevention

And because we’ve built this network from the ground up, operators benefit from scale without being locked into a rigid stack or third-party dependency.

Why operators are making the switch

Gaming operators aren’t switching to Aeropay because it’s new. They’re switching because it’s working.

We help gaming platforms reduce costs, increase approval rates, speed up onboarding, and improve player retention. It’s saving them money and giving them the confidence to expand into new states or jurisdictions without rebuilding their payment infrastructure from scratch.

For startup teams, it’s the fastest way to go live with bank payments that scale. For mature platforms, it’s a way to recapture lost margin and reduce operational risk.

If your current provider is slowing you down or falling short on performance, we’d love to show you the math.

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