Any bank account is linked in under 20 seconds through a native, branded flow.
Users log in securely with their online banking credentials. No redirects, just a smooth in-app experience.
Access 12,000+ financial institutions, covering 99% of U.S. accounts to maximize vendor onboarding and minimize drop-off.
Returning users are recognized instantly with MFA or biometric login, so repeat transactions happen in one click.
Reduce operating costs, accelerate payouts, and convert more buyers with Aeropay’s connected bank network.
Cut costs by 50% vs. cards, guarantee ACH settlement, and enable instant payouts—helping sellers get paid faster and buyers enjoy seamless checkouts.
Aeropay uses AI-driven risk models to block fraud while maximizing approvals. Real-time account verification and biometrics reduce failed payments and build trust.
Embedded pay by bank with millions of pre-verified users keeps payments in your ecosystem, reducing off-platform transactions and strengthening loyalty.
Manage payouts via ACH, RTP, or FedNow with automated reconciliation, real-time APIs, and audit trails—keeping operations lean and compliant.
Reduce operating costs, accelerate payouts, and convert more buyers with Aeropay’s connected bank network.
Most users are already in our network, cutting onboarding time down to seconds.
After signup, net new users are auto-recognized for all future transactions on your platform.
Face ID, Touch ID, and Passkeys authenticate users and keep them in flow when they return.
Aeropay gives your team everything needed to launch embedded payments quickly.
Drop Aeropay into web, iOS, Android, or mobile apps with lightweight SDKs. Prebuilt components handle OAuth, biometrics, and error cases so your team can focus on building product, not payment rails.
Easily configure onboarding, checkout, and payout flows to fit your marketplace’s needs. Control which banks appear, run A/B tests, or adjust friction for different user segments—all without rebuilding integrations.
Generate secure payment links for one-off transactions or automate recurring payouts and subscriptions directly via API. Flexible options let you support multiple use cases from a single integration.
Use Aeropay for what you need: bank linking, pay-ins, payouts, or all-in-one. Each module is interoperable, so you can scale into new flows as your marketplace grows.
Aeropay is designed for marketplaces that rely on fast onboarding, high checkout conversion, and instant payouts. Examples include gig economy platforms, creator marketplaces, retail marketplaces, and event marketplaces. These businesses use Aeropay to onboard both sellers and customers in seconds, lower processing costs, speed up payouts, and deliver a better buyer experience.
Aeropay maintains a large network of millions of pre-verified users. When buyers and sellers transact within a marketplace, those users are instantly recognized and can pay or get paid without linking their bank again. This reduces the chance that users will move transactions off-platform, keeping revenue and activity inside the marketplace ecosystem.
Aeropay provides Guaranteed ACH, which covers all ACH return codes including insufficient funds and invalid accounts. If a payment fails, Aeropay automatically retries using predictive models and can route the transaction through a different rail if needed. This ensures marketplaces capture the most revenue possible and avoid reconciliation issues that come with failed ACH payments.
Yes. Aeropay offers multiple integration options to fit different levels of technical resources. Marketplaces can use SDKs to embed a pay by bank button in web, iOS, or Android apps in under a week, or they can connect through APIs for a fully customized experience. Both options provide support for onboarding, payments, and payouts without requiring heavy infrastructure.
Yes. Aeropay enables marketplaces to send funds to sellers and gig workers instantly through ACH, RTP, or FedNow. Funds can move at any time, including nights and weekends, so sellers do not have to wait two to three business days for a bank transfer. Instant payouts increase seller satisfaction and help marketplaces keep liquidity moving.
Aeropay’s bank linking tool, Aerosync, allows new sellers to connect their bank account in less than 20 seconds. The onboarding flow is embedded directly inside the marketplace app or website and supports more than 12,000 U.S. financial institutions. Once linked, accounts are instantly verified for ownership and identity, eliminating microdeposits and manual checks.
