Link your bank for fast, secure payments

Your activity feed shows submitted payments, refunds, and withdrawals along with their statuses. Use it to confirm amounts, track pending items, and retrieve IDs that help Support investigate issues quickly. For your bank’s view, check your statement and pending transactions in your banking app.

Pay by bank lets you pay directly from your checking account—no card numbers, no wallet balances. With Aeropay, your account ownership and available balance are verified in real time before approval, which reduces declines and surprise overdrafts. Because payments move on bank rails, businesses avoid card network fees and chargebacks—savings that often translate to smoother checkout and better offers for you.

Aeropay works with thousands of U.S. businesses across e‑commerce, subscriptions, gaming, health and wellness, and marketplaces. If a site or app supports Aeropay, you’ll see “Pay with Aeropay” or “Pay by bank” during checkout or cash‑out. Today Aeropay supports U.S. bank accounts. If you have a U.S. checking account with a supported institution, you can use Aeropay.

Aeropay is a secure, card-free way to pay and get paid directly from your bank account. Instead of typing card numbers or keeping a wallet balance, you link your checking account once and then pay, deposit, cash out, or receive refunds in just a few taps. How it works behind the scenes: when you authorize a payment, Aeropay verifies account ownership and checks your available balance in real time. If everything looks good, the payment is authorized and sent through banking rails (RTP or ACH) to the business. Because Aeropay moves money bank‑to‑bank, you avoid card expirations, card network fees, and many of the declines that happen with credit/debit cards. Where you’ll see it: Aeropay powers payments for e‑commerce checkouts, subscriptions, gaming deposits and withdrawals, health and wellness memberships, and marketplace payouts—anywhere a fast, secure, bank‑based payment makes sense.

No. Aeropay does not charge consumers fees to make payments, withdraw funds, or receive refunds. Any pricing you see at checkout is set by the business, not by Aeropay. If a business offers incentives for using pay by bank (for example, a discount or reward), you’ll see that clearly in the checkout flow.

Yes. Aeropay uses the same security principles that banks use to protect your information and your money. All connections are protected with bank‑level encryption, and your login credentials are never stored or exposed—authentication happens directly with your bank. Multi‑factor authentication and device checks help keep your account secure, and transactions are tokenized so sensitive details are never shared. On top of technology safeguards, Aeropay follows U.S. payments rules (including NACHA for ACH and BSA/AML) and undergoes independent SOC 2 Type II audits. Using Aeropay is often safer than paying by card, because cards expose numbers that can be stolen; Aeropay keeps your credentials out of the payment flow entirely.