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Calculate your savings with pay by bank

Add your current processing metrics to see how much you can save with pay by bank.

Step 1

Choose your current payment method to compare.
Credit card
50%
Legacy ACH
50%
Percentage Split

Step 2

Add your values to see results.
Volume (annual)
Avg. ticket size
Advanced mode

Allows you to adjust the percentage split of payment types, and add the specific rates of your current payments stack to get a more accurate comparison.

Step 3 (optional)

Fine tune your data for a more accurate comparison.

Note

This calculator uses industry averages (based on your inputs) for various data like operational overhead, that are needed for the calculation. Connect with our team to get tailored pricing and see exactly how much you'll save.
Contact Sales

Credit Card

Acceptance rate (%)
Interchange-Plus Pricing
Flat/Blended Pricing
Interchange
Interchange (%)
Network (%)
Fixed Fee
Fixed Fee Percentage (%)
Fixed Fee Charge per transaction ($)
Chargeback Losses (%)
Chargeback Fee ($)

Credit card cost 

$1000

Legacy (Non-Guaranteed) ACH

Acceptance Rate (%)
Percentage of New Customers (%)
Bank Link Fee ($)
Balance Check Fee ($)

Legacy ACH cost 

$1000

Estimated cost savings

$1000

Effective rate with guaranteed pay by bank

3.8%

Current rate

4.9%

Estimated cost with pay by bank

$1000

Current cost

$1000

Potential revenue increase

With 10 increase in payment acceptance, you could see a revenue increase of

$1000

Save your results

Send your estimate to your inbox or share them with your team.

Thanks! Your results are on the way.

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Raw Output
output