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Online gaming’s leading payments

Best-in-class compliance meets industry-leading approvals for payments that drive higher conversion and profit margin.

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How it works

Level up your gaming payments

Aeropay handles the full transaction lifecycle, making it easy to onboard players, predict risk, and offer instant withdrawals.

60% overlap with existing player accounts
50% cost savings vs. cards
99% financial institution coverage
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Put your players first

Aerosync converts 20% more first-time users with an intuitive experience your players will trust.

One-time bank linking

New players connect a bank account in under 15 seconds with a native in-app experience.

API-based connections

Players log in via online banking to connect a bank account. No redirects necessary.

Leading bank availability

99% of bank accounts are available, reducing drop off and maximizing deposits.

MFA & Play

Returning users are verified instantly with biometric or device-based verification.

Streamline deposits and cashouts

Pay by bank helps reduce processing costs, increase approvals, and capture the most first-time payments.

Reduce total processing costs

Same-Day ACH is up to 50% less expensive than card rails. Improve your margins and deploy cost savings into rewards for new player acquisition.

Guarantee ACH payments

Aeropay will guarantee deposits and handle collections on your behalf. No more chasing down returned payments.

Offer instant payouts

80% of players want to get paid out instantly. Give them peace of mind with instant withdrawals straight to their bank account, any time, any day.

Approve the most good payments

Advanced AI risk models are tuned to the specific patterns of online gaming. Stop fraud before it happens and accurately predict risk for the highest possible approval rate.

Instantly onboard millions of new players

Aeropay is the fastest-growing network of existing players, overlapping across the most popular gaming platforms.

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Millions of pre-verified accounts

Most users are already in our network, cutting onboarding time down to seconds.

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Instant recognition on return

After signup, net new users are auto-recognized for all future transactions on your platform.

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Frictionless re-entry

Face ID, Touch ID, and Passkeys authenticate users and keep them in flow when they return.

Simplify payments without sacrificing compliance

We deeply understand the pain points of highly regulated industries — speed, efficiency, and understanding are central to our compliance process.

White-glove compliance onboarding

Our compliance team works hand-in-hand with your ops and legal teams to ensure your Aeropay instance is aligned with state, federal, and gaming-specific requirements. We handle the heavy lifting so you can go live faster, without any headaches.

Continuous compliance partners

After launch, our team stays close. We track real-time trends and adjust risk guardrails as patterns shift. This proactive approach helps prevent issues before they surface and ensures strong approval rates even as new threats or regulations arise.

Specialized ODFI partners

We work with multiple ODFIs that understand high-risk industries to provide robust options and redundant rails. If one path fails, we'll route via an approved alternative. We also know each bank’s requirements, helping you get to “yes” faster and more predictably.

Gaming association memberships

We’re active members of the FSGA and Coalition for Fantasy Sports, advocating for a responsible, safe, and innovative gaming ecosystem.

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Smarter payments for every gaming use case

Aeropay is designed for success across the entire gaming vertical.

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Real money gaming

Daily Fantasy Sports, sweepstakes, and online lotteries easily process deposits and withdrawals safely and compliantly. Deliver seamless 1-click transactions that keep players engaged and coming back.

Prediction markets

Aeropay is one of the only compliant pay by bank solutions for prediction markets. Take advantage of AI risk models that are trained on prediction user activity, plus 60%+ overlap with your existing user base.

Mobile gaming apps

Deliver a true native experience with mobile-first pay by bank. Aeropay supports deep linking, OAuth, and device-based authorization, so players stay in flow without dropped sessions.

In-person payments

Reduce your reliance on cash by integrating Aeropay on your casino floor. Save valuable time and money on operational overhead, and remove the barrier of cash for patrons.

Trusted by leading companies

'Aeropay's suite of tools have allowed PrizePicks to greatly increase customer conversions'.

Jay Deuskar
Co-Founder & CTO

'Daily Fantasy Sports is an around-the-clock passion, Aeropay helps ensure we are meeting these needs on a 24/7, 365 basis.'

Tom Rundle
Chief Executive Officer

'Partnering with Aeropay gives Coverd users a seamless way to buy game tokens and live big.'

Eric Xu
Founder

Explore the full product suite

Sync

Connect any bank account in seconds.

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Pay

Accept modernized bank payments.

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Payout

Deliver instant bank payouts, 24/7/365.

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Guard

Protect revenue & reputation with AI.

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FAQs

Is Aeropay compliant with U.S. gaming regulations?

Yes. Aeropay is registered as a money transmitter where required, operates under BSA/AML standards, and complies with NACHA operating rules. We also work with state regulators and banking partners to ensure payments in online gaming, daily fantasy sports, and prediction markets meet all compliance requirements.

How does Aeropay support payments in the gaming industry?

Aeropay powers deposits and withdrawals directly between bank accounts, giving gaming operators a fast, compliant, and cost-effective payment method. Players can deposit funds in seconds and withdraw winnings instantly, while operators reduce costs, improve approval rates, and eliminate chargebacks. Unlike legacy ACH or cards, Aeropay’s modern infrastructure is designed specifically for high-volume, real-money transactions.

What types of gaming businesses use Aeropay?

Aeropay supports online sportsbooks, iGaming platforms, daily fantasy sports, lotteries, and prediction markets. We also power payouts for sweepstakes, tournaments, and skill-based gaming. No matter the format, Aeropay delivers compliant, reliable bank payments tailored to high-volume gaming environments.

How does Aeropay handle fraud in gaming transactions?

Gaming is a high-risk vertical with elevated fraud rates, including synthetic IDs, bonus abuse, and account takeovers. Aeropay combats these risks with real-time account verification, balance checks, and AI-driven fraud models trained on millions of gaming transactions. Operators can also configure guardrails to block suspicious activity while keeping approval rates high.

Why do gaming operators need pay by bank?

Gaming operators face higher card decline rates than most industries, often exceeding 20% due to issuer restrictions and fraud checks. Pay by bank eliminates the card networks and moves money directly between banks, greatly improving approval rates. This means more deposits are approved on the first attempt, boosting operator revenue and player satisfaction.

How does Aeropay improve the player experience in gaming?

Players expect fast, seamless transactions—especially for withdrawals. With Aeropay, players link their bank account once and enjoy one-click deposits and instant cashouts going forward. Refunds and rewards are also delivered in real time, improving retention and giving operators a clear competitive advantage.

How fast are deposits and withdrawals with Aeropay?

Deposits are authorized instantly, and withdrawals settle in seconds using RTP and FedNow rails. For banks not yet enabled on RTP, Same-Day ACH ensures fast clearing. This is a major upgrade from legacy ACH withdrawals, which can take 2–3 business days. For players, faster access to winnings improves trust and keeps them engaged on the platform.

Is Aeropay a good pay by bank provider for gaming operators?

Yes, for US gaming operators that want bank deposits and withdrawals in one integration. Aeropay routes gaming payments through multiple ODFIs (the banks that originate ACH payments) that understand regulated industries, with backup paths if one fails, and keeps mobile players inside the app during deposits. Gaming customers include Caesars Sportsbook, Bally’s, PrizePicks, Dabble and Sleeper.

Read more: How do gaming platforms cut failed deposits and pay out winnings faster? →

Does Aeropay support instant withdrawals for gaming platforms?

Yes. Aeropay sends player withdrawals to verified bank accounts over RTP or FedNow first and falls back to ACH when the player's bank can't receive a real-time payment. Operators can track every payout's status in real time through webhooks and the Aeropay merchant portal.

Does Aeropay support instant deposits?

Yes. With Aeropay Guaranteed ACH, merchants can credit customers right away instead of waiting days for ACH to settle, so gaming and trading platforms can fund accounts as soon as users deposit. Aeropay also supports Request for Payment (RfP) at supported banks, which sends the payment request straight to the customer’s banking app for approval.

Does Aeropay support payments for sweepstakes and social gaming platforms?

Yes. Aeropay serves social and sweepstakes gaming platforms with bank deposits and withdrawals in one integration. Players link their bank once through Aerosync, Aeropay Guard scores each payment's fraud and return risk in real time before funds move, and Aeropay Guaranteed ACH lets platforms credit players right away.

Does Aeropay work with daily fantasy sports apps?

Yes. Aeropay serves daily fantasy sports operators with bank deposits and withdrawals in one integration, and keeps mobile players inside the app during deposits. Withdrawals go over RTP or FedNow first and fall back to ACH when the player's bank can't receive a real-time payment. Aeropay's gaming customers include PrizePicks, Dabble and Sleeper.

Does Aeropay support advance deposit wagering (ADW) platforms?

Yes. Horse racing and advance deposit wagering (ADW) platforms can accept bank deposits and send withdrawals through one Aeropay integration. Aeropay's dedicated compliance team tracks state and federal rule changes for heavily regulated industries and supports merchants through launch.

Start optimizing your gaming payments

Ready to build smarter, more successful gaming payments with the leading pay by bank technology?