Payments
Pay by bank, guaranteed
See why businesses choose Aeropay for a guaranteed consumer checkout with linking and risk it owns.
100% guaranteed ACH deposits
Aerosync, our multi-source aggregator
Guard scores risk in real time
See why businesses choose Aeropay for a guaranteed consumer checkout with linking and risk it owns.
See why businesses choose Aeropay for a guaranteed consumer checkout with linking and risk it owns.
100% guaranteed ACH deposits
No public payment guarantee
Aerosync, our multi-source aggregator
Instant verification powered by Plaid
Guard scores risk in real time
Risk assessment sourced from Plaid
Fully branded pay by bank checkout
Drop-in components to build your own
Pay by bank is our core business
Acquired by NMI, May 2026
Gaming, predictions, digital assets, billing
Insurance, real estate, lending, healthcare
Dwolla is an account-to-account payments API aimed at B2B and enterprise flows like insurance, real estate, lending and healthcare, and since May 2026 it has been part of NMI, an embedded card-payments platform now integrating it. Its open banking layer is borrowed: instant account verification and risk assessment come from Plaid, alongside earlier MX and Visa partnerships. No payment guarantee is publicly documented, so return exposure stays with the business, and the consumer checkout is something teams build themselves from drop-in components.
Aeropay owns the stack from link to settlement. Aerosync, our own multi-source aggregator, links accounts in as little as 15 seconds, and Guard's real-time AI risk scoring supports a 90% approval rate with 100% guaranteed ACH deposits. Merchants launch a fully branded checkout instead of building one, and predictive in-house recapture recovers more of what fails. For consumer-facing, regulated businesses, that is less to build and less to underwrite.