Payments
Pay by bank, guaranteed
See why businesses choose Aeropay for bank payments that are guaranteed, not just processed.
100% guaranteed ACH deposits
Aerosync, included in the platform
Guard: AI risk built for bank payments
See why businesses choose Aeropay for bank payments that are guaranteed, not just processed.
See why businesses choose Aeropay for bank payments that are guaranteed, not just processed.
100% guaranteed ACH deposits
No public ACH guarantee
Aerosync, included in the platform
Plaid-powered, billed per validation
Guard: AI risk built for bank payments
Fraud tools built for card acceptance
Predictive, in-house recapture
No ACH recovery service public
Transparent, all-in pricing
ACH priced per transaction plus validation
Bank payments are the core product
ACH alongside card processing
Finix is a card processor for software platforms, and ACH is an add-on to that core. Bank-account verification is powered by a Plaid partnership and billed as a separate validation fee, ACH itself is priced as a percentage per transaction, and no ACH payment guarantee is publicly documented. Fraud tooling is built around card acceptance, so the return risk on bank payments, and the work of managing it, sits with the platform and its merchants.
Aeropay is built around the bank payment. Aerosync, our own multi-source aggregator, links and verifies the account, Guard's real-time AI risk scoring supports a 90% approval rate, and ACH deposits are 100% guaranteed. Predictive in-house recapture recovers more of what fails, and processing costs run up to 50% lower than card networks. For platforms that want bank payments as a revenue line rather than a risk line, Aeropay is the specialist partner.