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Aeropay vs. Link Money
Payments

Pay by bank, guaranteed

See why businesses choose Aeropay for a branded checkout, a transparent guarantee, and faster onboarding.

100% guaranteed ACH deposits
Fully branded, customizable UX
Guard scores risk in real time
Payments

Aeropay vs. Link Money

See why businesses choose Aeropay for a branded checkout, a transparent guarantee, and faster onboarding.

Aeropay
North America's pay by bank network
Link Money
Pay by bank focused on lower fees
Guaranteed ACH
Guaranteed

100% guaranteed ACH deposits

Undisclosed

Link Guarantee coverage undisclosed

Branded experience
White label

Fully branded, customizable UX

Limited

Limited branding control

Risk visibility
Automated

Guard scores risk in real time

Not disclosed

No public scores or reason codes

Onboarding
Fast

Fast, flexible merchant onboarding

Slower

Lengthier, stricter onboarding

Pricing
Predictable

Transparent, flexible pricing

Commitments

Often volume commitments or minimums

Partnership
Embedded

Co-selling and GTM support

Transactional

~35-person team, limited GTM support

Why choose Aeropay

Why businesses choose Aeropay

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Link Money
Link Money

Link Money sells pay by bank as a cheaper checkout, with a Link Guarantee for accepted payment requests and a growing base in gaming and sweepstakes. The details are thin: guarantee coverage, exclusions and merchant obligations aren't public, its Indicators risk product exposes no scores or reason codes, and branding control is limited. It's a small team, around 35 people, and onboarding tends to be longer and stricter, often with volume commitments.

Aeropay

Aeropay gives merchants the checkout and the certainty. The full experience is white-labeled to the merchant's brand, ACH deposits are 100% guaranteed, and Guard's real-time AI risk scoring supports a 90% approval rate. Onboarding is fast and flexible, pricing is transparent, and our team co-sells and supports go-to-market, backed by a decade of experience in regulated industries across the US and Canada.

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