Payments
Pay by bank, guaranteed
See where Aeropay wins when lenders need payments in and out of deposit accounts, not just debt payoff.
Checking and savings, 12,000+ FIs
Pay-ins, payouts and account funding
100% guaranteed ACH deposits
See where Aeropay wins when lenders need payments in and out of deposit accounts, not just debt payoff.
See where Aeropay wins when lenders need payments in and out of deposit accounts, not just debt payoff.
Checking and savings, 12,000+ FIs
Credit cards, loans and mortgages
Pay-ins, payouts and account funding
Payments out to creditors
100% guaranteed ACH deposits
No pay-in or guarantee product
Guard screens payments pre-settlement
Not a payment-risk product
Socure prefill to confirmed bank account
Name and phone finds liabilities
Loan funding, repayment, deposits
Debt consolidation, balance transfers
Method is liability infrastructure. Using a consumer's name and phone number, it finds credit cards, loans and mortgages across 15,000+ institutions and sends payoff payments to creditors. That makes it strong for refinancing and debt consolidation, but it isn't a pay by bank product: it doesn't collect from checking or savings accounts, offer an ACH guarantee or score payment risk. Lenders using Method still need a separate partner to fund loans and collect repayments.
That's where Aeropay fits. Aerosync links and verifies the borrower's deposit account, with Socure prefill turning a phone number into a confirmed bank account in two clicks. Aeropay facilitates loan disbursements and repayment collections with 100% guaranteed ACH deposits, and screens each transaction with Guard before it settles.