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Aeropay vs. Moov
Payments

Pay by bank, guaranteed

See why businesses choose Aeropay for guaranteed pay by bank instead of building it from payment primitives.

100% guaranteed ACH deposits
Guaranteed deposits limit exposure
Aerosync links in as little as 15 seconds
Payments

Aeropay vs. Moov

See why businesses choose Aeropay for guaranteed pay by bank instead of building it from payment primitives.

Aeropay
North America's pay by bank network
Moov
Developer money-movement platform
Guaranteed ACH
Guaranteed

100% guaranteed ACH deposits

Not offered

No public ACH guarantee

Return risk
Covered

Guaranteed deposits limit exposure

Yours

Returns and fraud stay with the platform

Bank verification
Instant

Aerosync links in as little as 15 seconds

Penny test

$0.01 instant deposit with a code

Product focus
Turnkey

Checkout, risk and recovery included

Build it

APIs and components to assemble

Pricing
Predictable

Transparent, all-in pricing

Minimums

$500 monthly minimum, per-rail fees

Built for
Specialized

Gaming, predictions, digital assets, billing

Platforms

Software platforms embedding payments

Why choose Aeropay

Why businesses choose Aeropay

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Moov
Moov

Moov gives developers direct processor connections and APIs to accept, store, send and spend money, with card acceptance at the center. That flexibility comes with ownership: there is no publicly documented ACH guarantee, so returns and fraud stay with the platform, and teams assemble their own checkout from components. Bank verification can rely on a one-cent RTP deposit with a code the user must find, and standard pricing starts with a $500 monthly minimum.

Aeropay

Aeropay ships pay by bank as a finished product. Aerosync links accounts in as little as 15 seconds, Guard's real-time AI risk scoring supports a 90% approval rate, and ACH deposits are 100% guaranteed. Merchants brand the checkout as their own without building the risk engine, the returns process or the recovery operation behind it. Our team brings a decade of experience in regulated industries across the US and Canada to every launch.

Join the network

Start building with the leading pay by bank technology.