
See why businesses choose Aeropay for guaranteed pay by bank instead of building it from payment primitives.
See why businesses choose Aeropay for guaranteed pay by bank instead of building it from payment primitives.


100% guaranteed ACH deposits
No public ACH guarantee
Guaranteed deposits limit exposure
Returns and fraud stay with the platform
Aerosync links in as little as 15 seconds
$0.01 instant deposit with a code
Checkout, risk and recovery included
APIs and components to assemble
Transparent, all-in pricing
$500 monthly minimum, per-rail fees
Gaming, predictions, digital assets, billing
Software platforms embedding payments

Moov gives developers direct processor connections and APIs to accept, store, send and spend money, with card acceptance at the center. That flexibility comes with ownership: there is no publicly documented ACH guarantee, so returns and fraud stay with the platform, and teams assemble their own checkout from components. Bank verification can rely on a one-cent RTP deposit with a code the user must find, and standard pricing starts with a $500 monthly minimum.

Aeropay ships pay by bank as a finished product. Aerosync links accounts in as little as 15 seconds, Guard's real-time AI risk scoring supports a 90% approval rate, and ACH deposits are 100% guaranteed. Merchants brand the checkout as their own without building the risk engine, the returns process or the recovery operation behind it. Our team brings a decade of experience in regulated industries across the US and Canada to every launch.