Payments
Pay by bank, guaranteed
See why businesses choose Aeropay over a global PSP where pay by bank is one of 720+ methods.
100% guaranteed ACH deposits
90% approval rate*, guaranteed deposits
Predictive, in-house recapture
See why businesses choose Aeropay over a global PSP where pay by bank is one of 720+ methods.
See why businesses choose Aeropay over a global PSP where pay by bank is one of 720+ methods.
100% guaranteed ACH deposits
Assured tiers; covered codes set by contract
90% approval rate*, guaranteed deposits
Non-guaranteed IBT: wait 5 business days
Predictive, in-house recapture
Up to two re-presentments for R01/R09
Guard scores risk in real time
Bank-transfer risk outputs not public
Transparent, all-in pricing
Custom enterprise pricing
North American pay by bank is our core
One of 720+ payment methods
Nuvei is a global payments platform supporting 720+ alternative payment methods, and US bank transfer is one of them. Protection comes in tiers, with Assured Essential and Assured Complete offering different coverage and the exact return codes set by contract. Without it, Nuvei's own guidance for Instant Bank Transfer is to wait five business days before treating a deposit as successful, and recovery is limited to re-presenting certain insufficient-funds returns. Nuvei's attention is also turning global, with its $2.75B acquisition of Payoneer expected to close in mid-2027.
Aeropay does one thing: pay by bank for North America. ACH deposits are 100% guaranteed, so merchants can release value when a payment is approved instead of waiting out the return window. Guard's real-time AI risk scoring supports a 90% approval rate, and predictive in-house recapture recovers more of what fails. For regulated businesses in the US and Canada, that focus means a partner who knows the rails, the rules and the risk.