Payments
Pay by bank, guaranteed
See why operators choose a bank-payments specialist over a cashier that splits bank payments across providers.
100% guaranteed ACH deposits
Instant payouts over RTP or FedNow
Guard scores risk in real time
See why operators choose a bank-payments specialist over a cashier that splits bank payments across providers.
See why operators choose a bank-payments specialist over a cashier that splits bank payments across providers.
Our own linking, risk and rails
In-house ACH; Trustly for guaranteed ACH
100% guaranteed ACH deposits
Coverage set by Trustly’s terms
RTP or FedNow, ACH fallback
Push-to-debit or standard ACH
Guard scores risk in real time
Shared by Trustly and Accertify
Transparent, all-in pricing
Custom pricing across methods
North American pay by bank is our core
Cash, cards and wallets across verticals
PayNearMe is a multi-method cashier. Its PayXM platform, sold to gaming operators as MoneyLine, bundles cash at 62,000+ retail locations, cards, Apple Pay, PayPal, Venmo and ACH under one contract. That breadth is real, and its cash network is hard to match. But its bank payments are split across providers. Standard ACH is built in-house, while guaranteed ACH comes through a 2024 partnership with Trustly, so the guarantee follows Trustly’s terms. Risk decisioning is shared between Trustly and Accertify, payouts go to debit cards or over standard ACH, and growth is spread across lending, auto finance and billers as well as gaming.
Aeropay is the bank layer itself. One Aerosync link powers both deposits and withdrawals, ACH deposits are 100% guaranteed, and Guard scores every transaction in real time to support a 90% approval rate*. Withdrawals go out over RTP or FedNow with ACH fallback, with no card fees. Operators can keep PayNearMe for cash and cards and add Aeropay as their bank method directly, instead of stitching together a guarantee, risk scoring and payouts from separate providers.