Payments
Pay by bank, guaranteed
See why businesses choose Aeropay for guaranteed bank payments instead of card-network pulls.
ACH pay-ins with instant payouts
Link once through Aerosync
100% guaranteed ACH deposits
See why businesses choose Aeropay for guaranteed bank payments instead of card-network pulls.
See why businesses choose Aeropay for guaranteed bank payments instead of card-network pulls.
ACH pay-ins with instant payouts
Debit-card push and pull, plus RTP
Link once through Aerosync
Customer enters card details
100% guaranteed ACH deposits
Card pulls remain disputable
Up to 50% lower than card networks
Card-network costs on each pull
Guard scores risk in real time
Card verification and network rules
Deposits, top-ups and withdrawals
Payroll, insurance claims, EWA
TabaPay moves money instantly over card networks, pulling from and pushing to debit cards through Visa Direct and Mastercard Move, with RTP for bank accounts. It's fast, but pulls ride card rails: customers type in card numbers, funding transactions carry card-network costs, and card pulls stay exposed to chargebacks. No ACH payment guarantee is publicly documented, and the product is built for disbursements like payroll, insurance claims and earned wage access. TabaPay is scaling fast, with a $155M raise and a planned bank acquisition, but the core remains card rails.
Aeropay keeps payments on the bank rails. Customers link with their bank login through Aerosync instead of typing a card number, Guard's real-time AI risk scoring supports a 90% approval rate, and ACH deposits are 100% guaranteed. Payouts return funds to the same verified account. For deposits, top-ups and repeat payments, that means bank-payment economics with the certainty of a guarantee.