Payments
Pay by bank, guaranteed
See why businesses choose Aeropay for pay by bank with guaranteed ACH deposits, a fully branded checkout, and risk built in.
100% guaranteed ACH deposits
90% approval rate*
Guard scores risk in real time
See why businesses choose Aeropay for pay by bank with guaranteed ACH deposits, a fully branded checkout, and risk built in.
See why businesses choose Aeropay for pay by bank with guaranteed ACH deposits, a fully branded checkout, and risk built in.
100% guaranteed ACH deposits
Full coverage at premium pricing
90% approval rate*
Approvals lifted by loosening risk rules
Guard scores risk in real time
Merchant-tuned risk controls
Predictive, in-house recapture
Merchant-first collections
Transparent, all-in pricing
Custom pricing by guarantee tier
Gaming, predictions, digital assets, billing
Global, enterprise-first
Trustly built a global open banking network, and its US checkout reflects that: a standardized experience inside Trustly's own widget and branding. Its full payment guarantee comes at a premium, and the lower-cost tiers leave merchants exposed to unauthorized and stopped-payment returns. When a payment fails, collections start with the merchant before moving to outside agencies. For businesses that want to own their checkout and their economics, that means trade-offs at every step.
Aeropay has spent the last decade building North America's pay by bank network. Onboarding, payments and risk sit in a single platform, with 100% guaranteed ACH deposits. Merchants can brand the whole experience as their own and rely on AI risk decisioning and in-house recapture to keep more good payments. With deep experience in highly regulated industries, Aeropay works as a true partner, helping customers optimize performance and scale with confidence.