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Aeropay vs. Yaspa
Payments

Pay by bank, guaranteed

See why businesses choose Aeropay over a provider still building its US track record.

100% guaranteed ACH deposits
Built over a decade in North America
Guard: AI risk built for bank payments
Payments

Aeropay vs. Yaspa

See why businesses choose Aeropay over a provider still building its US track record.

Aeropay
North America's pay by bank network
Yaspa
UK open banking player entering the US
Guaranteed ACH
Guaranteed

100% guaranteed ACH deposits

Undisclosed

Guarantee exclusions undisclosed

US track record
Established

Built over a decade in North America

New entrant

US offering is recent

Risk decisioning
Proven

Guard: AI risk built for bank payments

New in US

US score ranges not public

Returns handling
Built in

Predictive, in-house recapture

Not documented

US return workflows not public

Bank coverage
Advantage

12,000+ US banks and credit unions

Not published

US coverage not disclosed

Built for
Specialized

Gaming, predictions, digital assets, billing

Gambling-first

Regulated gambling and gaming

Why choose Aeropay

Why businesses choose Aeropay

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Yaspa
Yaspa

Yaspa built its business on UK and European open banking and is now expanding into the US through an Atlanta entity, backed by a $12M round in July 2025. It markets guaranteed Same Day ACH deposits and RTP payouts with behavioral risk insights, focused on gambling operators. The US offering is new, and guarantee exclusions, US return handling, risk score ranges and pricing are not publicly disclosed.

Aeropay

Aeropay has spent the last decade building North America's pay by bank network. Aerosync, our own multi-source aggregator, connects 12,000+ banks and credit unions, and Guard's real-time AI risk scoring supports a 90% approval rate with 100% guaranteed ACH deposits. Predictive in-house recapture recovers more of what fails. For regulated operators in the US and Canada, that means a proven network and a team that already knows the state-by-state rules.

Join the network

Start building with the leading pay by bank technology.