
See why businesses choose Aerosync for bank data built to move money, not just verify it.
See why businesses choose Aerosync for bank data built to move money, not just verify it.


Pay-ins, payouts and funding
Asset and income verification
Pay, payouts and Guard on one link
Verification for another rail
Guard screens before settlement
Payment Success Indicator score
Unlimited A/B testing, white label
A/B testing not publicly offered
Dedicated partner for regulated verticals
A unit of Mastercard
12,000+ US FIs, no micro-deposits
US and Canada network

Finicity is Mastercard's open banking business, best known for verification of assets and income in lending and mortgage workflows. For payments, it verifies account details, owners and balances and offers a Payment Success Indicator score aimed at small businesses, but it doesn't move the money: businesses still need a separate processor, and the risk decision stays split across vendors. As a unit inside a global card network, its roadmap follows Mastercard's priorities.

Aerosync was built for account-to-account payments. It links accounts in as little as 15 seconds, and the same connection feeds Aeropay Pay, Payouts and Guard, which screens every transaction before it settles. The flow is fully white-label with unlimited A/B testing, and instant manual verification covers the long tail without micro-deposits across 12,000+ banks and credit unions, all from one focused partner.