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Aerosync vs. Quiltt
Financial data

Financial data you control

See why businesses choose Aerosync for multi-source bank data that is tuned on payment outcomes and pairs with payments.

Per-bank sources tuned on payment returns
Pay, payouts and risk on the same link
Data feeds AI risk models and Guard
Financial data

Aerosync vs. Quiltt

See why businesses choose Aerosync for multi-source bank data that is tuned on payment outcomes and pairs with payments.

Aerosync
Standalone financial data infrastructure
Quiltt
Unified API on top of other aggregators
Routing
Outcome-tuned

Per-bank sources tuned on payment returns

Data-only

Smart routing per institution

Payments
Built in

Pay, payouts and risk on the same link

Bring your own

Instructions sent to your processor

Risk signals
Built in

Data feeds AI risk models and Guard

Not offered

No payment risk scoring

Vendor terms
One partner

One contract for data, payments and risk

Layered

Third-party terms per aggregator

Coverage
Advantage

12,000+ US FIs, no micro-deposits

Varies

Depends on aggregators enabled

Scale
Established

Network built over the last decade

Early stage

About $2.6M raised

Why choose Aerosync

Why businesses choose Aerosync

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Quiltt
Quiltt

Quiltt is a unified API that routes each connection to MX, Finicity, Akoya or Plaid behind one contract. It's a data layer only: money movement is out of scope, and Quiltt passes payment instructions to your own processor. Customers take on third-party application terms for each aggregator, and Quiltt can only fix what those providers expose. It's an early-stage company that has raised about $2.6M.

Aerosync

Aerosync takes the same multi-source approach, routing each bank to the data source that performs best, but tunes that routing on payment outcomes, not just connection rates. Because Aerosync sits inside Aeropay, we see which sources produce R03 and R04 returns and move banks accordingly. The widget is fully white-label with unlimited A/B testing, and identity, bank link, payments, payouts and risk come from one partner on one contract.

Ready to build on better bank data?

Talk to our team about your use case, or start building.