Remove the risk of failed or returned payments, with a 95% payment success rate.
Aeropay’s technology predicts user balances, manages dispute patterns, and removes the risk of failed or returned payments — guaranteeing transaction success.
Link user banks in 15s or less using a simple flow that doesn’t require personal financial information.
Aeropay checks the consumer’s account to verify if sufficient funds are available.
Real-time risk checks analyze user financial data like transaction history, available funds, and historical spending patterns.
When funds are verified and risk meets an acceptable threshold, Aeropay guarantees the payment.
Access funds within 60 seconds, regardless of when the ACH network processes the transfer
Aeropay handles money movement via the ACH network and assumes the responsibility of collecting funds from the consumer’s bank account.
Protect your revenue to max out profits.
Our industry-leading approval rates mean your business eliminates the highest possible risk, without blocking legitimate transactions.
Aeropay’s model handles over 50 return codes to avoid costly additional fees for any returned transactions.
Aeropay tracks users across multiple merchants — meaning users entering a new platform bring robust financial data that helps accurately predict returns.
80% reduction in fraudulent transactions
Read about DabbleAeropay’s modern ACH solution works anywhere a customer typically pays by cash, check, or card.
ACH processing with Aeropay is up to 70% less than accepting cards. We don’t charge monthly fees, set up fees, or closure fees. Instead, we work with your business to build a custom pricing plan that’s built to scale.
ACH transfers are either credits or debits, depending on which direction money is flowing and who initiates the transaction.
In 2024, the Automated Clearing House network offers increasingly fast fund settlement options, like same-day or next-day. In fact, NACHA found 80% of ACH Network volume settles in one business day or less.
You can even access ACH payments in real-time with Aeropay’s guarantee. We’ll deliver funds immediately and handle collecting the customer’s payment once it settles.
Aeropay doesn’t require customer account numbers or routing numbers. Instead, onboard customers with a branded, embedded bank login flow that takes less than 15 seconds for first-time users.