What is Aeropay?

1. What is Aeropay?

Aeropay is an alternative payments platform that enables customers to pay participating businesses through direct bank transfers. By bypassing credit cards and digital wallets, Aeropay offers a faster, more secure, and cost-effective way to pay, ideal for both consumers and businesses.

2. What is Pay by Bank and How Does Aeropay Use It?

Pay by bank is a bank-to-bank payment method that allows consumers to send funds directly from their bank accounts to businesses. With Aeropay, pay by bank:

• Simplifies transactions: No cards, no apps—just scan a QR code or select Aeropay at checkout.
  
  
• Reduces costs for businesses: Eliminates card network fees and lowers operational expenses.
  
  
• Improves compliance and security: Ideal for regulated industries, with ACH-based, bank-authenticated payments and industry-leading fraud prevention.
  
  
• Provides instant confirmation: Both merchants and customers see payment approval immediately.
  
  

3. Is There a Fee to Pay with Aeropay?

No. There are no consumer fees to pay with Aeropay. Businesses benefit from lower processing costs compared to card payments.

4. Is There an Aeropay App?

Aeropay is web-based, so there is no app required. Payments can be made by:

• Scanning a QR code that opens a secure web page
  
  
• Selecting Aeropay at checkout to send funds directly from your bank account
  
  

This approach ensures a fast, secure, and frictionless payment experience on any device.

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5. Why Choose Aeropay?

• Faster payments: Direct bank transfers reduce settlement times.
  
  
• Lower costs: Bank-to-bank payments bypass card networks.
  
  
• Secure and compliant: Bank-authenticated transactions reduce fraud risk and PCI obligations.
  
  

Flexible integration: Works for web, in-store, or kiosk-based payments without hardware.