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Accepting Aeropay helps retailers use payments to convert and retain more customers with a smart, officially compliant bank to bank solution.
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Let your customers connect their bank account to pay.
ACH is a compliant, secure transfer of funds that links financial accounts in under 15 seconds for cashless, cardless payments.
Leverage the full scope of Aeropay’s technology for faster, safer, more affordable payments.
Customers simply scan a QR code at checkout to pay with their bank account. Or, generate a payment link and share directly to your customers via email or text message.
Enable integrated online payments for delivery orders. It’s the same familiar sign up and payment flow — with capabilities for POS/driver routing integration, driver tipping, and more.
Aeropay’s online pre-payment feature lets customers submit a payment online that’s finalized once they receive their order. Enable authorized payments in advance to easily adjust or cancel orders.
Boost online orders and drive foot traffic with integrated payment solutions that enhance customer satisfaction and unify the shopping experience across channels.
Satisfy demand for cash-free payments, without sacrificing compliance.
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This is the most convenient thing ever. I use Aeropay all the time.
My girlfriend has Aeropay, she loves you guys.
It’s actually really easy to use because you can use it for online and in store.
You guys make too easy, It’s so painless.
Easy sign up, great process.
Excellent product, thank you for what you do.
Yes. Aeropay is registered as a money transmitter where required, operates under robust BSA/AML controls, and partners with multiple banks for RTP and funds movement. We’re also members of the FSGA and the Coalition for Fantasy Sports, reflecting our leadership in responsible innovation across the U.S. gaming space.
You can embed Aeropay directly into your web or mobile platform via flexible APIs or hosted UX flows. Our integration team supports every step - from KYC onboarding to risk rules to custom reporting. You’ll be live fast and fully supported.
We work with leading operators across iGaming, sportsbooks, daily fantasy, lotteries, prediction markets, and everything in-between. Whether you’re a licensed sportsbook or an innovative new format, we support compliant, high-performing bank payments tailored to your use case.
Players choose their bank from a list of 12,000+ institutions, link once, and enjoy one-click deposits and real-time withdrawals. No apps. No redirects. No unnecessary friction. It feels native—and keeps them in your ecosystem.
Gaming payments can see high failure rates with cards, e-checks, and even other pay by bank solutions—often due to issuer declines, outdated credentials, and technical inefficiency. Aeropay is built from the ground up to ensure every step, from data endpoints to balance checks to smarty retry logic are uniform and effecient.
Our ML-driven risk models are trained on a multi-million-user gaming network. That allows us to approve over 90% of good transactions while stopping fraud before it happens. From account takeovers to synthetic identity fraud, our models adapt in real time to new attack vectors unique to gaming.
Yes. Thanks to our banking partnership with MVB and real-time payout capabilities, operators can offer instant withdrawals without tying up capital in reserve accounts. That means faster cash-outs for players and more liquidity for your business.
Aeropay is purpose-built for the U.S. gaming industry. Unlike generic providers, we offer a full-stack pay by bank platform designed for real-money transactions—optimized for speed, fraud prevention, and conversion. Our proprietary Aerosync tech enables real-time user verification, instant funding, and withdrawals without relying on outdated rails or reserve-based RTP workarounds.
Aeropay is exempt from being required to be HIPAA compliant under the HIPAA Privacy Rule. Assuming the relationship operates as a relatively standard payment processing relationship, Aeropay’s engagements would be considered HIPAA compliant by default. Notably, Aeropay's Compliance Officer has previously served as a HIPAA Privacy Officer; in his estimation, achieving Soc II Type II compliance meets the core HIPAA requirements that could be seen as relevant to a payment processor.
Aeropay is exempt from PCI Compliance as it does not offer any card processing. Nevertheless, it’s important to note that Aeropay employs strong information security practices, as shown by its continuing Soc II Type II compliance.
Yes! Aeropay offers flexible integration options, including APIs and no-code tools, to seamlessly work with your current systems.
Guaranteed ACH is ideal for businesses that face high rates of payment returns or chargebacks, including:
Aeropay’s Guaranteed ACH achieves an industry-leading 95% approval rate by combining flexible criteria with robust risk assessment tools.
With Aeropay’s Guaranteed ACH, you gain access to funds within 60 seconds, regardless of when the ACH network completes its processing.
Aeropay uses advanced risk assessment models to verify available funds, analyze transaction patterns, and ensure payments are backed by sufficient user balances. Once approved, the payment is guaranteed, even if issues like insufficient funds arise later.
Your business will see clear improvements including:
Aeropay's platform is built with a strong focus on security and transparency for our merchants and users. Aeropay’s security methods meet and often exceed industry standards, with risk reduction measures built into every layer. We use industry-leading methods including bank-level encryption, biometric authentication, sophisticated application programming interface (API), secure cloud infrastructure, tokenization and 24/7 monitoring to protect our users’ data.
When it comes to the standards needed to guarantee consistent, positive bank linking experiences for users and merchants, existing bank connection platforms fall short. We built Aerosync in-house because all other aggregators fell short with high returns, out-of-touch widgets that lacked options for customization, and steep pricing that makes it difficult to scale.
Instead, Aerosync establishes instant connections to banks wherever possible. When direct connections can't be established, we work with core data providers to deliver the most accurate, up-to-date information. This means faster connections, better user experiences, and higher conversion rates.
Backed by thousands of hours of user experience research from our payment platform and through leading the UX research team at the Financial Data Exchange (FDX), we ensure your users feel safe and secure throughout the bank linking process.
Aerosync supports over 12,000 banks and financial institutions ranging from the largest, most well-known operators like JP Morgan Chase, Bank of America, Wells Fargo, etc. to small local credit unions.
Secure, instant bank connections help virtually every business, from large enterprises to startups, enhance the flow of user data. With Aerosync, you're able to onboard new users safely and efficiently, often under 15 seconds, without asking for any sensitive financial information. The technology ensures a direct connection with every user or customer to for improvements like:
Aerosync is used by millions of consumers and thousands of businesses across the U.S. to safely link banks for payment. Aerosync's security methods meet and often exceed industry standards, with risk reduction measures built into every layer. We use industry-leading methods including bank-level encryption, multi factor & biometric authentication, sophisticated APIs, secure cloud infrastructure, tokenization and 24/7 monitoring to ensure the highest security and compliance.
Aerosync uses open banking APIs to connect directly with over 12,000 financial institutions across the United States. Consumers select their bank, securely log in, and link their account in under 15 seconds. After this initial authentication, money moves directly from the consumer’s bank account to the merchant’s account in a single click.
Aerosync is a secure bank account aggregation solution for linking a consumer's financial account. This proprietary technology is easily customized to fit seamlessly with your brand's design and colorway. Businesses use Aerosync to simplify payments by eliminating the need for third-party tools, enhancing user experience, and improving payment success rates.
Aeropay doesn’t require customer account numbers or routing numbers. Instead, onboard customers with a branded, embedded bank login flow that takes less than 15 seconds for first-time users.
